Optimize cross-border growth with the right payments partner

How a reliable payments provider that understands your needs can give quick, seamless access to new markets.

When buying something online, transferring money overseas or settling an invoice, why should it matter where the payer or payee is based?

We believe that cross-border payments should be as quick, as cost-effective and as traceable as domestic ones. But that’s not always the way it goes. Sometimes, payments take too long, cost too much, get stuck or go missing altogether.

How come? And more importantly, how can this be overcome?

The international payments problem

Waiting 3-5 days for cross-border payments and paying €15-20 fees per transaction are not unheard of.

Similarly, clients tell us about ‘black box’ payment experiences. They don’t know where funds are, when they’ll arrive or who to turn to for help, which is frustrating for everyone.

End-customers want to shop, send funds to loved-ones back home, or settle up with suppliers. And need the security and peace-of-mind of knowing that money movement is taken care of.

It’s the same for those handling payments. Retailers, iGaming operators and NGOs are not necessarily in the payments business. Why should they have to fix broken cross-border payments when they could be focusing on what they do best? Everything from tracking lost payments, understanding delays and unblocking stuck payments.

Why should they have to wrangle with regulatory red tape, reconciliation headaches and technical integrations for each new market they want to enter?

As well as being time-consuming, resource-intensive and expensive, it’s not their core business. So, it makes sense to work with a payments partner, who’s set up to take this on. And has already done the hard yards to make it happen.

The antidote to international payment complexity

More and more payment services are emerging to rival SWIFT wire transfers for cross-border payments.

They’re quicker, cheaper and offer more traceability than traditional correspondent banking. Inpay is one such example.

• Quicker – speed is a competitive differentiator when it comes to offering cross-border services. Payments typically travel in real time across Inpay’s proprietary network, which delivers high-speed, T+0 payments 24/7/365.
• Cheaper – no-one wants to pay over the odds for payments. Because Inpay routes payments between participants on its own network, we can offer international payments at local prices with no deductions or nasty fee surprises.
• More traceability – being able to track international payments to resolve issues fast is critical. Inpay’s on-us routing and selected pre-funding of transactions contributes to better traceability and a 99% transaction success rate.

Accelerating access to new markets

A reliable payments provider that understands your needs can give quick, seamless access to new markets.

• Reliability – Inpay’s modern, cloud-based systems are resilient to fluctuating volumes to make cross-border growth easier. We offer 100% systems availability with full redundancy.

• Connectivity – access to Inpay’s entire global network is via a single, simple API connection file upload or integration, which delivers seamless scaling. 

• Compliance – a robust compliance framework and advanced transaction screening system built by experts helps counter regulatory red-tape market to market, speeding up global expansion.

• Service – consultative service from humans not bots, who’ve served the complex needs of customers in various sectors since 2008 helps support your international ambitions.